Your home is more than just a few walls and a roof. It’s probably your most valuable and costly investment, and you may not afford to replace it if something goes wrong. Learning how to protect yourself with homeowner’s insurance is extremely important. Why You Need Homeowner's Insurance Buying homeowners insurance isn’t required by law, but if you have taken out a mortgage, your lender will most likely require you to ensure the home so that it can protect its investment. If

With Hurricane Season just around the corner, it’s time to start thinking about precautionary measures and preparations that will help you and your home throughout the duration of the season. The most effective line of defense against a hurricane is the preparation beforehand. This is especially true if you live in a region that is prone to be hit by hurricanes frequently. It is hard to discern the true level and prowess of a storm before it makes landfall, so it helps to be

When it comes to renovating your home, researching and finding a reputable contractor will determine the outcome of the renovation process. You and your contractor are going to be spending a lot of time and money together. For the majority of homeowners, the hardest decision in any home renovation project is finding a contractor that’s not only going to install the beautiful cherry hardwood floors they may have in mind, but also a contractor who’s going to perform at a high a

Dealing with a Flooded Home: Part II If you’re just now joining us on our how-to path on filing a flood insurance claim, we covered the immediate tasks pertinent to building a solid case to present to your insurance adjuster in our last article. In this second part of our series, we will explore the logistical side of filing a claim. Researching and finding reputable contractors, getting bids, juggling both time and money... the continuation of filing an insurance claim can b

Dealing with a Flooded Home: Part I As hard as we try, we are no match for the forces of mother nature. When catastrophe happens we are left stunned, confused and afraid. In South-East Texas we are no strangers to torrential downpours and flash flooding. From spring all the way through fall we anticipate the raw and powerful force of rushing waters. A savvy homeowner will be judicious in the knowledge of previous flooding and take preemptive measures in purchasing insurance w